Top Huntsville Mortgage Rates This November

Have falling property prices enticed you into buying a new house? Current values may be low, but don’t forget to research Huntsville mortgage rates, too. The rate you pay to finance your home will have a significant effect on the total cost of your house.

Current Best Mortgage Rates in Huntsville, AL

Depending on the type of mortgage you choose, the interest rates offered will vary. However, whether you end up with a fixed rate or adjustable rate mortgage, there is a lender with an affordable interest rate in Huntsville for you. Below are the local lenders currently offering the best mortgage rates this month:

Best Fixed Mortgage Rates in Huntsville

15-Year Fixed

• Wells Fargo Bank, National Association: 3.13%
• • Orig. Fees: 1%
  • Points: 0


• BancorpSouth Bank: 3.13%
• • No Orig. Fees
  • Points: 0


• Superior Bank, National Association: 3.25%
• • No Orig. Fees
  • Points: 0

30-Year Fixed

• Quicken Loans Inc: 3.99%
• • No Orig. Fees
  • Points: 2


• Superior Bank, National Association: 4%
• • No Orig. Fees
  • Points: 0


• Compass Bank: 4%
• • No Orig. Fees
  • Points: 0

Lowest Huntsville ARM Rates

3/1 ARM

• Wells Fargo Bank, National Association: 2.13%
• • Orig. Fees: 1%
  • Points: 0.88
  • Caps: 2% per Adjustment Period


• BancorpSouth Bank: 4%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• Renasant Bank: 4.69%
• • Orig. Fees: 1%
  • Points: 0
  • Caps: 2% per Adjustment Period

5/1 ARM

• Wells Fargo Bank, National Association: 2.25%
• • Orig. Fees: 1%
  • Points: 0.88
  • Caps: 2% per Adjustment Period


• BancorpSouth Bank: 2.75%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• Superior Bank, National Association: 3%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period

Be sure you verify these rates with the lender before you apply. These rates are accurate as of 11/01/11, but may change at any time. Further, you may be subject to additional requirements or credit approval in order to obtain the lowest advertised Huntsville mortgage rate.