If you’re in search of the best 12-month CD rates available today, you should begin by comparing the rates from local financial institutions near you. Generally, community-oriented banks and credit unions are in a better position to offer more competitive interest rates on deposit accounts. 
| Featured Rate | |
|---|---|
CIT Bank
 |
1.26%
Date: Feb 16, 2012
2-Year CD Rate
|
| Highest Rates Recent Rate Changes | |
| Alabama Central Credit Union 2 Year CD Account |
1.16%
Date: Feb 16, 2012
|
| Park Community Federal Credit Union 2 Year CD Account |
1.10%
Date: Feb 21, 2012
|
| EvaBank 12 Month CD Account |
1.05%
Date: Feb 16, 2012
|
| First Southern State Bank 2 Year CD Account |
1.05%
Date: Feb 9, 2012
|
| Reliance Bank 2 Year CD Account |
1.03%
Date: Feb 7, 2012
|
| First Jackson Bank, Inc. 2 Year CD Account |
1.00%
Date: Feb 6, 2012
|
| EvaBank 12 Month CD Account |
0.70% to
1.05% Date: Feb 16, 2012
|
| Champion Community Credit Union 12 Month CD Account |
0.65% to
0.50% Date: Feb 13, 2012
|
| Champion Community Credit Union 6 Month CD Account |
0.50% to
0.40% Date: Feb 13, 2012
|
| Redstone Credit Union 2 Year CD Account |
0.50% to
0.45% Date: Feb 9, 2012
|
